Secure Remote Payment Council

SRPc Information

The Secure Remote Payment Council is dedicated to the growth, development and market adoption of debit based internet eCommerce, emerging eCommerce payment types, and mobile channel payment methods that meet or exceed the security standards for pinned based card present payments. The Council accomplishes this by encouraging and supporting those activities that accelerate the implementation, adoption and promotion of these payments.

Save the Date:

October Conference to Look at Challenges of Secure Payment Processing

E-commerce spend reached $226 billion in 2012 and represented more than 5 percent of all spend in the United States, according to the U.S. Commerce Department. In addition, eMarketer reports that mobile commerce spending reached nearly $25 billion in the U.S. and is expected to grow by more than 250 percent over the next four years. With this amount of money at stake, there is clearly a need for efficient and secure payment processing. As EMV slowly rolls out in the United States, we need only look at the migration experiences of other countries to see that fraud losses on e-commerce transactions will increase as the fraudsters adjust their targets.

Save the Date: On October 29, 2013, the Secure Remote Payment Council and the Federal Reserve Bank of Atlanta are hosting a joint conference to consider the issues involved in creating a more efficient, secure system. The conference, “Securing Remote Payments: The State of the Industry and What to Expect in the Future,” will look at the challenges of user authentication, risk mitigation, liability responsibility, and cost.   

The conference will bring together industry experts, regulators, policymakers, and law enforcement officials to discuss the state of the industry and consider ways to enhance the security of card-not-present transactions. This one-day conference takes place at the Federal Reserve Bank of Atlanta on Tuesday, October 29, from 9 a.m. to 5 p.m., with a reception following. Look for more information in the coming weeks, but for now mark your calendar to attend!

Questions or Comments? Contact Paul Tomasofsky:

SRPc Chip and PIN Workgroup Adopts Common US Debit AID

The Secure Remote Payment Council (SRPc) today announced that the ten debit network members of its Chip and PIN Workgroup have agreed to adopt a common U.S. debit application identifier (AID).

Read the full Press Release here

Open Letter on EMV

The Secure Remote Payment Council has updated its commentary on ongoing developments regarding EMV deployment for debit transactions in the US.  Its new open letter calls for the adoption of a Common US Debit AID with appropriate governance parity by all debit networks.  It describes why this approach is best for all stakeholders and asks all networks to move to this solution.  We welcome any comments you may have.  Please email them to

Read the full Press Release here

The Secure Remote Payment Council (SRPc) announces the formation of a working group to define and adopt a POS and ATM solution for chip and PIN acceptance for PIN debit networks.  The goal of this collaborative effort is to provide interoperable adoption of chip and PIN debit payments to the industry, while supporting innovation, choice, and the proven track record of PIN security in reducing payment fraud.  The working group includes leading PIN debit networks STAR®, SHAZAM®, PULSE®, NYCE®, AFFN®, ACCEL/Exchange®, ATH®, Credit Union 24®, CO-OP Financial Services® and Jeanie®.

Download the Press Release


There has been much talk of late in the payments industry regarding EMV deployment in the U.S.  There are some peculiar aspects of the U.S. market that make it different from the rest of the world.  One of those relates to the market composition of payments networks besides the major card brands.  The Secure Remote Payment Council (SRPc) has announced the publication of an open letter that asks the industry to come together to discuss deployment aspects of EMV so that all market participants can compete in an equitable manner.  We welcome any comments you may have.  Please email them to

Download the Open Letter on EMV PDF

Chicago Fed

Improving security for remote payments

Given the growing popularity of e-commerce and m-commerce over the past few years, remote payments have become commonplace. Unfortunately, remote payments fraud has grown in response. On September 26, 2011, the Federal Reserve Bank of Chicago and the Secure Remote Payment Council (SRPc) co-hosted a symposium to discuss strategies that help reduce such forms of fraud.

Download the full PDF

New White Paper

SRPc White PaperThe Secure Remote Payment Council (SRPc) has announced the publication of a white paper on the work of its Remote Payments Roadmap Task Force. The white paper’s purpose is to improve the non-Face to Face (nF2F) payments infrastructure so that consumer confidence and security can be on par with that of PIN debit POS in the physical world.

Download the full Press Release.

To request the 32 page White Paper PDF, please fill in the Contact Us form and the SRPc will deliver it via email.

Council Membership is open to any entity that does business in the internet eCommerce and mobile channel payments areas. Common types of these companies include:

  • Merchants
  • Financial Institutions
  • Merchant Processors
  • Issuer Processors
  • Payment Brand Companies
  • Payments Authentication Hardware Providers
  • Payments Authentication Software Providers
  • Payments Consultants

Key Activities to Accomplish Mission:

  • Facilitation of the identification and implementation of data and tools that reduce fraud, and improve identification and location of those perpetrating it;
  • Providing a venue for the introduction of new eCommerce payment initiation solutions and a standardized process for their validation;
  • Providing tools and resources necessary for increasing knowledge;
  • Promoting best practices for service providers;
  • Providing networking opportunities for industry participants;
  • Educating Policymakers, Regulators and Law Enforcement on the benefits of these payments.

To learn more about Secure Remote Payment Council membership, please contact us via email at or by phone at (201) 775-4960. We look forward to hearing from you! 

© Secure Remote Payment Council
Powered by Wild Apricot Membership Software